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Berlin/Hamburg, May 13, 2020
The impact investor Jäderberg & Cie. and the digital investment and financing platform Innovestment open access to the impact investment "JC Sandalwood" starting from 500 euros. With this investment, the investor really does achieve sustainability.
Impact investing and crowd investing: These are two of the megatopics of investment in the still young 2020s. While impact investing aims to achieve sustainability through direct project investments in a way that is both real and immediately noticeable, crowd investing gives investors the opportunity to participate in attractive companies and projects online with just a few clicks. Private investors with investment sums between 500 Euro and 25,000 Euro profit from regularly above-average returns. Companies may invest up to 200,000 euros.
A fresh cooperation of the entrepreneurial impact investor Jäderberg & Cie. from Hamburg and the Berlin platform Innovestment now opens the access to the multiple award-winning investment "JC Sandalwood" for investors. The "JC Sandalwood Invest 18" offer is structured as a subordinated loan participation. Harvesting on the plantations will start in 2028, with interest rates in the high single-digit range. In principle, the loan and interest are paid out at the end of the term, 31.12.2029. Then the interest rate is 9.75 percent per year. Anyone who terminates the loan prematurely after five years receives four percent interest per year. After eight years, the annual interest rate is seven percent.
Since 2010, Jäderberg & Cie. has been operating reforested mixed forests with the globally coveted and very precious sandalwood in Northern Australia. It has long been on the Red List of Endangered Species of the World Conservation Union IUCN. The raw materials extracted from sandalwood are used in Asia to produce a wide range of end products for cultural and natural medical use. In the western world, the essential oil of sandalwood is an important ingredient in high-priced perfumes, serious natural cosmetics and, in the future, in human and veterinary medicine.
"JC Sandalwood is an ideal addition to any asset portfolio due to its unique constellation and also adds the 'impact investing' component. The sustainable, resource-saving cultivation in Australia as afforested mixed forests ensures the survival of this species and its extensive use for many important purposes," says Jäderberg & Cie. founder Peter Jäderberg. Jäderberg & Cie. was recently awarded the German Investment Prize (Deutsche BeteiligungsPreis) in the "TOP Impact Investment" category for its project, and the investment opportunities are described as "Impact Investing par excellence".
"This investment project gives investors access to an asset that is otherwise reserved for an exclusive, small circle of large investors. Other plantation owners besides Jäderberg & Cie. are the Harvard University Endowment Fund, the Church of England and the Abu Dhabi State Fund," says Christin Friedrich, Managing Director of Innovestment. "We are very pleased that Jäderberg & Cie is taking this new path of fundraising together with us. For us, this is an important step towards a democratic, inclusive form of financial service".
"It was very important for us to have found a partner in Innovestment with whom we operate ethically on the same wavelength. Our teams worked together from the start with a lot of fun and energy and implemented the joint project in just a few weeks. Of course, the quality, user-friendliness and transparency of the platform were just as important," emphasizes Peter Jäderberg.
"For us, the cooperation with Innovestment is the next step on the way to making impact investing accessible to a broad audience. Our two houses share the conviction that sustainability should not be reserved for the wealthy alone. The 'Fridays for Future' movement has already given a huge number of people a decisive impetus, and now the Corona crisis has given an additional boost to the urge to make our common future and our own lives sustainable. And slowly, the awareness is gaining ground that equity funds and ETFs do not usually promote sustainability in the real economy, but only make the capital market economically happy," adds Peter Jäderberg.
"JC Sandalwood, Impact Investing and Crowdfunding are exciting, highly topical issues at the click of a mouse. It is great that we can now offer this on innovestment.eu", says Christin Friedrich happily.
Dr Patrick Peters, Jäderberg & Cie.
Susanne Stock, Innovestment GmbH
About Jäderberg & Cie.
In 2010, the Jäderberg & Cie. group was founded as an entrepreneurial investor for the "JC Sandalwood" project. In order to finance this project, more than 1,400 private and professional investors have now participated as co-investors in 17 vehicles, some of which are regulated, to date, which own about half of the JC plantations (the other half belongs to Jäderberg & Cie. Group). Currently, the company owns five plantations in the tropical north of Australia with a total area of 700 hectares and approximately 350,000 sandalwood trees. Harvest revenues of over one billion euros are expected from 2028 onwards. Jäderberg & Cie. sees itself as an impact investor, whose projects thus directly generate additional sustainability in real economic terms. This also applies to its new project since 2019, "JC Ecomet". "JC Sandalwood" was awarded the Deutsche BeteiligungsPreis in 2017 as the best alternative investment and in 2019 as "TOP Impact Investment". Jäderberg & Cie. is a member of the Forum of Sustainable Investments (FNG), the Federal Association of German Foundations, the international Impact Investment Action Alliance TONIIC and, as a Hamburg-based company, is also a sponsor of the Elbe Philharmonic Hall. More information is available at www.jaederberg.de.
Innovestment GmbH, Berlin, was founded in 2011 as a spin-off of RWTH Aachen University and is thus one of the first crowdfunding platforms to be established in Germany. By the end of 2017, 40 projects had been successfully implemented and a total capital of EUR 8 million brokered. Since the reorientation of the company in 2019, small and medium-sized companies can raise capital on innovestment.eu in an uncomplicated and transparent manner. From this, Innovestment develops broadly diversified investment projects with manageable terms and fixed interest rates for private and institutional investors. Innovestment sees itself as a digital investment boutique with its own marketplace - personal and committed. The managing partner is Christin Friedrich. www.innovestment.eu
Berlin/Hamburg, 27 February 2020: Using green electricity, saving heating costs, switching to car sharing and e-mobility - many consumers in Germany are already taking responsibility for climate protection themselves. With the current investment project of the Vereinte Energiegenossenschaft eG (VEG), Hamburg, which has now been launched on innovestment.eu, the expansion of renewable energies can also be promoted - with an annual return of 4.15 percent. With a minimum investment of 500 euros, investors can also contribute to the energy turnaround with smaller amounts.
The VEG was founded in Hamburg in 2013 and now has over 450 members. Together they already jointly finance and operate 24 combined heat and power (CHP) plants, three photovoltaic plants, one wind power plant and two LED projects. The focus is on the aspect of decentralisation: energy is generated where it is needed. This relieves the burden on the electricity grids and can contribute to security of supply. VEG also offers its own green electricity tariff. With this, VEG is committed to a sustainable, ecological energy supply, which in future should be able to do without subsidies.
The heat sector in particular plays a major role in the projects of VEG. A large part of the energy in German households is used for heating. Yet only 12% of the more than 20 million heating devices in Germany are efficient and use regenerative energies. The solution: a model similar to car sharing. Marc Banasiak, CEO of VEG, explains the cooperative's business model: "With our CHPs we provide electricity or heat without the client having to purchase a heating system. He only purchases the finished, ecological product."
The key investment data at a glance:
|Issuer:||Vereinte Energiegenossenschaft eG (VEG), Hamburg|
|Name of the investment:||subordinated loan VEG I|
|Interest p.a.:||4.15 percent paid out annually as of 31 December|
|Investment amount:||500 Euro - 25,000 Euro*.|
|Minimum contract period:||until 31 December 2023|
Warning: The acquisition of this investment involves considerable risks and can lead to the complete loss of the assets invested.
*for private individuals (natural persons), depending on the freely disposable assets and average monthly net income. Companies (legal entities) can invest up to 250,000 euros in this project.
Innovestment GmbH, Berlin, was founded in 2011 as a spin-off of RWTH Aachen University and is thus one of the first crowdfunding platforms to be established in Germany. By the end of 2017, 40 projects had been successfully implemented and a total capital of EUR 8 million brokered. Since the reorientation of the company in 2019, small and medium-sized companies can raise capital on innovestment.eu in an uncomplicated and transparent manner. From this, Innovestment develops broadly diversified investment projects with manageable terms and fixed interest rates for private and institutional investors. Innovestment sees itself as a digital investment boutique with its own marketplace - personal and committed.
Christin Friedrich is the CEO and co-funder of www.innovestment.eu
phone: +49 (0) 30 577 010 874 | E-Mail: [email protected]
Berlin, February 27, 2020 - Innovestment GmbH - a pioneer amongst German crowdfunding platforms - is back on track with a mission to democratize capital for real economic progress. Instead of pure equity crowdfunding with a focus on start-ups, the Berlin-based FinTech is now a marketplace of curated projects that enables investors to back real economic progress for a return. Companies can finance on-demand with low transaction fees and time investment, and investors can easily build up their own portfolios online free of charge.
Projects come from the fields of sustainability, innovative growth project financing and entrepreneurship. Initially, only subordinated loans will be offered; with further forms of investment are being planned.
Innovestment was placed on hold at the end of 2017 following changes in the market environment and different orientations in the shareholder group. Christin Friedrich, who has been a managing partner for Innovestment since 2012, has thoroughly revised the business model and completely restructured the company with new shareholders.
"In the course of observing the market and the European context, we are of the opinion that existing financing models are still too expensive and too complex. In addition, we are convinced that people generally long for more simplicity and agency, especially when it comes to investing their own money," says Friedrich.
Innovestment focuses on an entrepreneurial approach
With the uncomplicated, comparatively low-cost financing via their platform, Innovestment offers small and medium-sized companies an attractive alternative for raising capital. Thanks to the amendments to the EU Prospectus Regulation and the German Asset Management Act ("VermAnlG") adopted in July 2019, which raises the upper limit for offering certain investments without a prospectus from EUR 2.5 million to EUR 6 million per year, larger financing rounds are also possible.
This results in attractive investment projects for private and institutional investors who want to invest wisely in times of low interest rates. "Our aim is to empower investors and companies with entrepreneurial thinking by providing a modern form of financial service", adds Christin Friedrich. Depending on their individual financial circumstances, private investors can invest between EUR 500 and 25,000 per project. Companies can also invest beyond that.
Shareholders see synergies
Leading the new Innovestment shareholder, Aktivwert GmbH, from Hamburg as Managing Director Hans-Helmuth Föh, who also heads the independent capital investments brokerage, Anlagenwert Hamburg GmbH, says: "For those of us who come from the classical financial investment sector, the cooperation with Innovestment as a digital investment platform is an ideal complement. We see great potential here for our investors and for new target groups".
New platform on www.innovestment.eu
The relaunch of Innovestment is punctuated with a move from the .de domain to the new site www.innovestment.eu. With an English version (from March 2020) the new website will be bilingual. In addition, the new Innovestment is thus pursuing a pan-European approach. As Chairwoman of the Board of the European Crowdfunding Network (ECN), a non-profit organisation based in Brussels, Christin Friedrich is driving European harmonisation forward together with other European platform operators and sees great opportunities for the entire industry.
First project focuses on sustainability
Innovestment starts with a new investment in the Impact Investment category: The Vereinte Energiegenossenschaft eG (VEG) provides sustainable, ecological and decentralized energy generation and distribution and focuses primarily on block-unit heating power plants and photovoltaics. “Investors can now actively shape the energy revolution with their investments” says Christin Friedrich. Further projects will follow shortly.
Berlin-based Innovestment GmbH was founded in 2011 as a spin-off of RWTH Aachen University and is thus one of the first crowdfunding platforms to be established in Germany. By the end of 2017, 40 projects had been successfully implemented and a total capital of EUR 8 million brokered. Since the realignment of the company in 2019, small and medium-sized companies can raise capital on innovestment.eu in an uncomplicated and transparent manner. From this Innovestment develops broadly diversified investment projects with fixed terms and interest rates for private and institutional investors.
Innovestment sees itself as a digital investment boutique with its own marketplace - personal and committed.
Christin Friedrich is the CEO and co-founder of www.innovestment.eu.
phone: +49 (0) 30 577 010 874 | E-mail: [email protected]